Alliance Forums / General Forums / First Time Visitors

Becoming a Licensee of the AllianceACH® Transaction Processing Platform

Jessica Benzakein — Wed, 13 Feb 2008 10:08:50 GMT

Licensee – As a licensee, we do all the work for you, while you get all the glory! The AllianceACH® Gateway – which would then be known as YourCompanyNameACH Gateway – operates in an ASP environment, allows full administrative control, handles all popular SEC Codes and Check21, gives you a competitive edge, and offers optional modules.

-ASP Environment: We do the work, you get the glory. Hosted in our secure facility, we provide the maintenance, upgrades, and other ongoing systems requirements to keep your system performing. Standard data redundancy includes nightly backups to offsite servers in securely hardened TELCO facilities. Onsite communications redundancy is also included. Private labeling protects your brand. Optional levels of redundancy assures availability. Modular design controls costs and improves ROI.

-Full Administrative Control: Full administrative control through secure internet channels provides you real time risk reporting, customer set up and customer management controls, file management and a host of other features.

-All Popular SEC Codes: The basic platform handles PPD with or without agenda records, CCD, CCD+, BOC, ARC, RCK, WEB, POP and TEL. Additional SEC Codes can be added if needed. Optional Modules are available for X9.37 (IRD and Cash Letter) and imaging for ARC and RCK.

-Giving you a Competitive Edge: The AllianceACH® Transaction Processing Platform is an internet accessible remote item submissions platform that gives your cash management teams an additional tool to attract new business clients and retain existing business clients. Low entry cost provides near immediate ROI, even in low volume environments.

-Optional Modules: The AllianceACH® Transaction Processing Platform is modular in design so you can combine only the services you need beyond the core platform to be competitive, manage risk, and control exposure. Modules available are:

Merchant Web Service API Basic Imaging
Core Web Services API X9.37 (IRD and Cash Letter)
Business Analytics Sales (Agent tracking, commissions)
Enhanced Risk Management Voice Authorization
New Client Application Interface Web Check
Fed Wire/Swift Experian Authorization Matrix

If you wish to pursue licensing the AllianceACH® Transaction Processing Platform, please contact Michael Ross (Sales/Underwriting) at 800-675-1330 x4227 or via email at mross@allianceach.com or Paul Hook (CEO) at 800-675-1330 x4225 or via email at pghook@allianceach.com for more information.

Becoming an ISO/Reseller

Jessica Benzakein — Wed, 13 Feb 2008 10:03:58 GMT

ISO/Reseller Program – Our ISO/Reseller Program allows for a commissioned based partnership to exist between Alliance and the reselling agent. This relationship is beneficial to both parties and allows the reseller to suggest a preferred ACH provider. With our commission based ISO program, a reseller will earn monthly commissions based on the activity of the merchants that they bring onboard. ISOs are expected to help their clients through the entire application process and continue to provide sales support as needed (especially if Alliance is just being utilized as a back-end processor and/or integrated into a 3rd party software situation – in other words, we are a silent partner). The ISO will be provided with an ISO management tool which will allow them to send out applications electronically, monitor the progress of those applications, monitor merchant activity, and review commissions earned. Commissions are paid on the 15th business day of the following month in which they are earned (i.e.. May commissions were paid June 21st). Buy rates are assigned to the ISO based on merchant volume - not transaction volume. Those buy rates are the base minimum that the service can be sold at. There is a $250 ISO registration fee that is assessed upon approval and then an annual renewal fee of $100.

If you wish to pursue an ISO/Reseller partnership, please contact me at 800-675-1330 x4206 or via email at jbenz@allianceach.com and I will provide you with the necessary documents.

Becoming a Merchant Processor

Jessica Benzakein — Wed, 13 Feb 2008 10:01:12 GMT

Merchant Processor - When a business chooses to act as a merchant processor, they are adding ACH as a feature to their services – whether they are a gym, a daycare, selling a service via internet, or paying their sales team. They have elected to use ACH as an alternative method (or the primary method) of payment. A business, acting as a Merchant Processor, would initiate their ACH items using our AllianceACH® Gateway. Because our AllianceACH® Gateway is completely web-based, there is no software or user licenses to purchase. For those business’ that have their own accounting software, XML integration API allows the business to create a full integration with our backend processing platform for file submission, return information with detail, file settlement summary and detail, item lookup and history, and many other reporting options. The availability of data through integrating provides everything the business would need to automate their backend management of ACH processing with instant submissions results/exceptions and enhanced back room efficiencies.

For the business that did not have an API of their own, the AllianceACH® Gateway would act as their ACH processing tool complete with a virtual console that allows them to automate their A/R and A/P processes, offers flexible batch format import and export, full itemized reconciliation capabilities, user friendly interface, complete risk management, and more.

-Batch file processing: For those that are not ready to integrate, the AllianceACH® platform can accept NACHA formatted files or user defined batch files (.csv, .txt) and still provide instant submission results/exceptions, as well as user defined return, settlement, and detail information for export.

-Reconciliation: Regardless of how your back room operates, reconciliation is painless. Whether polling data via XML, downloading batch reports, or comparing data through our user friendly merchant console, everything you need is available instantly.

-Risk Management: Compliance efforts are assisted through the AllianceACH® risk engine. OFAC screening, ABA/RTN look up, NOC screening, previously returned item filters, block filters, and more run in the background against every item to reduce your incidence of exposure.

-Security: Highly granular user security allows you to provide access to your employees at any level required, 128 bit SSL connections keeps communications secure, database encryption safeguards your data, and a highly secured facility with access control assures you of security integrity.

If you wish to pursue a merchant processor account, please contact Michael Ross at 800-675-1330 x4227 or via email at mross@allianceach.com

Who is Alliance Payment Technologies ?

Paul — Wed, 22 Nov 2006 13:18:31 GMT

Alliance Payment Technologies^® was formed in 2002 to fill perceived needs in the ACH segment of the financial transactions industry.

Having spent 18 years watching the Bankcard segment evolve I wanted to offer comprehensive technological capabilities specific to ACH.

I, and my staff, set out to create a platform that would attract clients, manage their activity, track agents' commissions, manage risk, and provide a complete audit trail of all activity on the platform.

During the past 4 years we have established a reputation for excellence in all areas with our customers, a reputation we will continue uphold through hard work and staff that values maintaining the reputation with a commitment to serving our clients.

We are very active in the industry with memberships in three NACHA councils so we stay involved in, and informed of, changes and trends that affect the industry.

We are keen on educating our clients in all areas in which they need to have an understanding regarding rules or regulations relating to thier type of product use within the ACH.

Although we are a third party processor, we do not intend to be a processor competing for Originator/Clients, but wanted to bring our technology to the industry as a comprehensive tool for all.

We licensed our first platform to a financial institution in June of 2004.

Our second generation software (Version 2.0) was released in May of 2006 and is the current production platform, incorporating Service Oriented Architecture (SOA) and built 100% .NET and Web Services for ease of integration via XML.

As comprehensive as the AllianceACH^® Transaction Processing Platform is, the core boasts many risk management capabilities and features but, the new enhanced risk management module fills even the needs introduced to financial institutions by the Office of Comptroller of Currency in OCC 2006-39 (Guidance for ACH Risk Management) issued on September 1, 2006.

The purpose of these forums is to provide information, support, and a general venue for sharing ideas useful to our clients and the industry at large.

Please feel free to introduce yourself.